Posts

5 Mistakes Most People Make When Setting Goals

Most of us know that setting goals is critical to achieving what we want in life. But what a lot of us don’t understand is how to set goals…and to stick with them!

Here are the top 5 mistakes most of us make when we set goals…and how to avoid them.

1. The goals are too broad or vague – really big goals are more like “dreams.” Actual goals are much smaller and they are baby steps to be taken to achieve something much bigger (the dream). And that’s where most of us go wrong. We know what we want the end result to be (start a business) but we don’t build each step into our daily lives. So, life goes on and months or years go by and we still haven’t started our business. Once we know the desired end result, we should begin to break that down into actionable steps and then take those actions. Next, we can do something every week (or even every day) to take a little step toward the dream. Momentum comes from taking small, frequent actions.

2. Deadlines are unrealistic – we may have big dreams and want to be really aggressive to achieve them. This might work for some people but, for others, it will just overwhelm them and cause the budding entrepreneur to jump ship. It’s important to set realistic deadlines that can be met under almost any circumstance. We must take into account our other commitments and responsibilities when setting deadlines. We’ll see more achievement with steady (or even slow) progression than if we get overwhelmed and don’t take action at all.

3. We don’t change our thinking – When we’re trying to accomplish goals, we must change our mindset to picture what life will be like when we reach the goal and achieve the dream. If we only look at the way things are now, we aren’t inspired to continue. We’ll get dragged down and give up on the end prize. In order to change our thinking, we must find people and things that inspire us. We must surround ourselves with those people and things that offer us encouragement so we can have enough fuel to endure the trip. Keeping a “dream board” where we have our big goals posted in words or pictures is a great way to keep our eyes looking forward. Building a strong network of like-minded people that can provide support is critical to keep us motivated.

4. We listen to “nay-sayers” – Not everyone will be as enthusiastic about our new ventures as we are. Some people will try to sabotage us and get us to stop thinking big. We must stop listening to these negative people and sometimes this means limiting our interaction with them about our new business plans. This doesn’t mean we can’t love them and spend time with them (they might be good friends or even family members) but it does mean that we not let their negativity cloud our vision. It may not be that they want us to fail, they may just fear change. It’s up to us to shut out the negativity and continue on our path. This is another reason why it is crucial that we surround ourselves with a team of positive supporters that want nothing more than to see us succeed on our journey.

5. We don’t have a plan – Without a plan, we will most certainly never reach our goals or our dreams. We will continue to let life happen rather than making life happen. When we have a solid plan of action, we are way more likely to take the steps toward achievement. Many goal-setting gurus will tell you to write your goals down every single day, by hand. This is a great way for you to start the day thinking about the bigger picture. You can then define the actionable steps you can take TODAY to move toward the goal. Some days that step might be to make a couple of phone calls or listen to a CD program…other days it may mean something much bigger.

Set the goal, make the plan, get to work, stick to it, and you will reach the goal.

Financial Literacy Goes Beyond Knowing the Details.

money and finances - literacy

What part does financial literacy play in achieving our dreams?

If your dreams are to have a abundant life which includes a beautiful home (or homes), automobiles for yourself and your family, a great education for your children (and yourself), and a business that works like a money-making machine with systems in place that allow you to be financially free – receiving profits, royalties, rents – or to be financially independent from wise investments and your attention on them is minimal… there is no question that financial literary is key.

In the past over 30 years in working with people in our programs, including Money & You®, to discover what holds a person back from having money, building successful businesses, or having financial success – and this is with people in different parts of the world – over and over again it comes up that we must clear our consciousness from emotional blocks in order to receive the level of abundance that we desire; or to experience the wealth/the financial resources that we may already have.

There is no question that being educated about the basics of money; how to start, manage, build and expand a business is key. Financial literacy should be a subject taught in primary schools to children, along with reading, writing, grammar, math, and all key subjects necessary to be a fully-educated functioning human being – yet we are expected to learn to be financially literate without the proper guidance and by trial an error – thus, we have a society riddled with debt, fearful of the future and at times investing in projects that we know very little about – or enslaved to a job or a business that brings us very little profit or joy.

Financial literacy is as important as breathing, having clean water, and nutritious food for those who wish to have more than their basic needs met – and do not wish to be in debt. When we have the basic understanding – and later more sophisticated systems – of financial wealth, it allow us to grow our financial independence in a much greater pace, ease and with joy.

I congratulate you for reading my blog – for reaching out and learning from the different “masters” that are sharing their information. It is your “internal” guidance that has brought you here and now you are ready to go to a whole other level of financial gains.

Become a great student of financial literacy to allow you to have your dreams come true. Learn the different systems, and then choose the one that works best for you. Be sure to have financial advisors that have succeeded in their area of endeavor – and do what is congruent with your inner knowing and the knowledge that you have gathered through your educational process.

Do not leave the task of building your wealth to others – you can be supported by others, by financial wizards and master – but ultimately, you are responsible for your results. In our programs we say, “Education Is The Highest Form of Leverage”… you learn the techniques, the tools – and then you must allow yourself to be wealthy by clearing any blocks that may be in the way of your dreams coming true. That is the secret of many of the money/wealth gurus out there – how do I know? I was there as they were growing, clearing their blocks to the success that they now have – whether it is financial or in contributing to others. Financial literacy was key. May you also have your dreams come true – have a beautiful life and hopefully help others to do the same.

DC Cordova
CEO, Excellerated Business Schools®/Money and You Program®
http://www.excellerated.com

Creative Commons License photo credit: Pink Sherbet Photography

Perception vs. Talent: What is Perception Worth?

Perception vs. Talent:

What is Perception Worth?

One of our graduates sent along an e-mail that many of you may have already seen.

Is perception real? Some say perception is everything! What can you learn from this story? Can you apply this to your personal life, and in doing so, make a transformation in your career or business? I think so. And that is at the core of what we teach in our Money & You® 3 1/2 day Program. That not only are we all ordinary and we all wake up every morning with the same dreams and fears… we are also unknowingly extra-ordinary. So much so that we don’t even recognize it when it’s right in front of us.

Here’s the forwarded e-mail:

Perception

…something to think about…

Perception vs. Talent

In a Washington, DC Metro Station on a cold January morning in 2007, a man with a violin played six Bach pieces for about 45 minutes. During that time approximately 2,000 people went through the station, most of them on their way to work.

After 3 minutes a middle aged man noticed there was a musician playing.

He slowed his pace and stopped for a few seconds and then hurried to meet his schedule.

4 minutes later:
The violinist received his first dollar: a woman threw the money in the hat and, without stopping, continued to walk.

6 minutes:

A young man leaned against the wall to listen to him, then looked at his watch and started to walk again.

10 minutes:

A 3-year old boy stopped but his mother tugged him along hurriedly. The kid stopped to look at the violinist again, but the mother pushed hard and the child continued to walk, turning his head all the time. This action was repeated by several other children. Every parent, without exception, forced their children to move on quickly.

45 minutes:
The musician played continuously. Only 6 people stopped and listened for a short while. About 20 gave money but continued to walk at their normal pace.The man collected a total of $32.

1 hour:

He finished playing and silence took over… No one noticed. No one applauded, nor was there any recognition.

No one knew this, but the violinist was Joshua Bell, one of the greatest musicians in the world. He played one of the most intricate pieces ever written, with a violin worth $3.5 million dollars. Two days before Joshua Bell sold out a theater in Boston where the seats averaged $100.

This is a true story. Joshua Bell playing incognito in the metro station was organized by the Washington Post as part of a social experiment about perception, taste and people’s priorities. The questions raised: in a common place environment at an inappropriate hour, do we perceive beauty?

Do we stop to appreciate it? Do we recognize talent in an unexpected context? Are we quick to judge? To stereotype?

One possible conclusion reached from this experiment could be this:
If we do not have a moment to stop and listen to one of the best musicians in the world,
playing some of the finest music ever written, with one of the most beautiful instruments ever made…
How many other things are we missing?

___

Isn’t that an amazing story?

Maybe you’ve become aware of something in your life by reading this incredible story of how unconscious we can be. My purpose is to “Uplift Humanity’s Consciousness Through Business” and I hope this story made you look inside; made you more aware and conscious.

With loving thoughts,

DC Cordova
CEO, Excellerated Business Schools®/Money & You® Program
Get Your Personal Entrepreneurial Strategy here: http://excellerated.com/index1.htm

P.S. – Here’s the video on YouTube if you’d like to check it out…

Joshua Bell – “Stop and Hear the Music” by the Washington Post